Remember the day you gave your heart to that ‘Little Black Dress’ at Zara only to find that you are 1000 bucks short on cash and a gentle swipe of this savior helped you walk away from the store with a beautiful dress and a more beautiful smile?
What about the day you finally materialized your Bangkok plan even without the money to pay for the tickets then because you had this angel come to your rescue?
Or the day you reached early at the Airport and binged on all those free (okay, complimentary) chocolate pastries while sitting on an exquisite leather couch in the lounge because of this plastic card?
And the day this savior helped you- little, ‘almost on the verge of broke’ mortal afford that elusive phone, dream home theatre, incredible DSLR camera and thundering speakers through EMI options and the flexibility to simply pay later.
Yes! I am talking about that all time savior we carry in our pockets every day. Our very own, always there for us – Our Credit cards!
But hey, the benefits of owning a credit card don’t just stop here!
Every time you swipe/use these plastic wonders you gain additional benefits in the form of reward points. “But those points are useless because we never redeem them”, you would argue. Well, it isn’t difficult and once you start redeeming your points, you will only regret all the times you didn’t do it in the past.
First of all, let us begin with ways to increase your reward points without increasing your expenses.
To all those who would come up with their tax woes after reading this– Small traders and businesses with a turnover of up to Rs 2 crore will pay less tax if they accept payments through banking and digital means from FY 2017-18.It means your vendors benefit too from your credit card swipes!
Secondly, how to redeem these points?
However, there are some things that you need to remember while enjoying the benefits of your credit card:
Just a little effort and research on these plastic saviors and you aren’t far away from MASTERING YOUR REWARD POINTS!
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