A 7-Step Way to Figuring out your Expenses and Saving Smartly

Reproduced from the blog whythezen by our dear friend Karabi Mitra. The blog was posted by her on May 7, 2017. Watch out for more articles from her only on Fintuned 🙂

It’s the same story every month right? You thought your spending was mostly under control this month, and you felt you were finally on the way to figuring out budgeting and saving. However, when the credit card bill finally knocked on your door, you got that same jolt of shock. You scanned the items and realized that there might have been a few things you could have done without. So, you promised yourself that you’d be more careful from next month. After paying off the bill, you promptly forgot about it till the same thing happened the month after.

Having suffered the same cycle myself for many months, I finally decided to take a calculated approach to my expenses. Following is a method I’ve been following to manage my expenses better.

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Learn to Budget before you Graduate

Probably, the only thing that can compete most with music in evoking different emotions in different human beings upon hearing it is – the word Budget!

The lazy dread it, the broke fear it, the snob looks down upon it, the ignorant avoids it, the accountant grapples with it yet everyone needs it!

Okay, so let me begin by making you feel good about it (so that you read further ;)).

Always wanted to be the CEO of a company?

Imagine being that CEO who manages his own cash flows!

Imagine always having enough money to buy the things you need!

Imagine being able to readily answer the persistent question of “Where does my money go?”

Excited already? Well, wait till you read the next line.

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